If you are involved in a hit-and-run collision or are injured by an uninsured or underinsured motorist, you may feel as though you have no options for recovering compensation. However, this is not necessarily the case. While you obviously cannot collect compensation from the other driver’s insurance provider if you do not have the other driver’s contact information or if the other driver doesn’t have an insurance provider, you may be able to get compensation through your own auto insurance policy. This will depend on whether or not you have what is known as uninsured motorist bodily injury (UMBI), uninsured motorist property damage (UMPD), and/or underinsured motorist (UIM) coverage.
Contact the Glendale car accident attorneys at Aghabegian & Associates, PC to learn more about your legal options. Call us at (818) 350-8870 or contact us online.
Why You Should Have Uninsured Motorist Coverage
While uninsured/underinsured motorist coverage is not mandatory in California, it is a very good idea to have this type of coverage included in your auto insurance policy. First and foremost, it protects you in the event that you are hit and injured by a motorist that does not have the required minimum liability insurance. It also protects you if you are injured in a hit-and-run incident.
Some of the benefits of uninsured/underinsured motorist coverage include:
- Your own auto policy will go into effect if the other driver’s insurance policy does not fully cover your damages (this is a likely scenario if the other driver only has the minimum required liability coverage).
- Damages to your vehicle may be covered by your own auto insurance policy, even if the other driver does not have enough coverage or any coverage at all.
- Certain members of your family will also be covered while they are operating your vehicle.
- You can recover compensation for your medical bills, car repair bills, and other losses if you are unable to get the contact information of the at-fault driver.
The process of filing an uninsured/underinsured motorist claim can be very complex. It is in your best interests to speak to a skilled attorney who can help you work to recover the fair compensation you are owed.
Representing Injured Individuals Since 1998
For the past two decades, our firm has dedicated itself to fighting for the rights of injured individuals and their loved ones in Glendale, Los Angeles, and throughout the San Fernando Valley. Our Glendale uninsured motorist lawyers can help you understand your own auto insurance policy and determine whether or not your injuries, property damage, and other losses are covered. Our goal is to thoroughly investigate each and every case we accept, leaving no stone unturned in our pursuit of a just settlement or jury verdict on your behalf.
Call our office at (818) 350-8870 or submit an online contact form for a free consultation.